Card guide

Digital-wallet cards

Browse digital-wallet cards, physical-card and cash-withdrawal fees, international spending, and supported wallets.

16 cardsThe top rate depends on category and capLounge-network size is not free visits
Amwal catalogue

Compare the fields that change the decision.

Choose a type, then check fees, categories, caps, and access terms before comparing.

All cardsCredit cardsCashbackMiles and AlFursanCurrenciesDigital walletsBusiness
16 cards match your choices
STC BankMastercard

Classic

Highest published rate2.5%Not for every purchase
Annual feeFree
Base local cashback0.5%
Highest published rate2.5%
TiqmoMastercard

Mastercard Platinum

Highest published rate2%Not for every purchase
Annual feeFree
Base local cashback2%
Highest published rate2%
Alinma bankVisa

Platinum Prepaid Cashback

Highest published rate1.2%Not for every purchase
Annual feeFree
Base local cashback1.2%
Highest published rate1.2%
UrPayVisa

urpay Al-Ahli Club

Highest published rate1%Not for every purchase
Annual feeFree
Base local cashback0.6%
Highest published rate1%
UrPayVisa

urpay Platinum

Highest published rate1%Not for every purchase
Annual feeFree
Base local cashback0.6%
Highest published rate1%
BoukiMastercard

Classic

Highest published rate1%Not for every purchase
Annual feeFree
Base local cashback1%
Highest published rate1%
MobilyPayMastercard

Classic Digital

Highest published rate0.5%Not for every purchase
Annual feeFree
Base local cashback0.5%
Highest published rate0.5%
D360Mastercard

Mada D360

Annual feeFreeCheck issuer terms
Annual feeFree
Base local cashback—
Lounge network—
BarqVisa

Barq Platinum

Annual feeFreeCheck issuer terms
Annual feeFree
Base local cashback—
Lounge network—
TweeqMastercard

Tweeq Mada

Annual feeFreeCheck issuer terms
Annual feeFree
Base local cashback—
Lounge network—
MobilyPayMastercard

Platinum Digital

Highest published rate1.5%Not for every purchase
Annual fee115 SAR
Base local cashback1%
Highest published rate1.5%
STC BankMastercard

Platinum

Highest published rate3.5%Not for every purchase
Annual fee230 SAR
Base local cashback0.7%
Highest published rate3.5%
Alinma bankVisa

VISA Signature Cashback

Highest published rate1.6%Not for every purchase
Annual fee345 SAR
Base local cashback1.6%
Highest published rate1.6%
UrPayMastercard

urpay Signature

Highest published rate1.5%Not for every purchase
Annual fee345 SAR
Base local cashback1.2%
Highest published rate1.5%
MobilyPayMastercard

Signature Digital

Highest published rate2%Not for every purchase
Annual fee460 SAR
Base local cashback1.5%
Highest published rate2%
STC BankMastercard

Signature

Highest published rate5%Not for every purchase
Annual fee575 SAR
Base local cashback1%
Highest published rate5%
Best by use

Start with a list for a clear reason.

Every list states its ranking rule and limits. There is no permanent winner when fees and offers change.

01

Cashback

A starting list of cashback cards ranked by the highest published rate, then the lowest annual fee. Check categories and caps: the headline rate does not apply to every purchase.

Open list 02

Miles

Compare miles cards by welcome offers, local and international earn rates, and annual fees.

Open list 03

Currencies by destination

Start with cards that support more currencies, then check currency, conversion, and withdrawal fees for your destination.

Open list 04

For travel

Cards that stand out for foreign-transaction fees, airport-lounge networks, supported currencies, or published travel benefits.

Open list 05

For expats

A starting point for expats in Saudi Arabia to compare foreign-transaction fees, international rewards, supported currencies, and annual fees.

Open list 06

For shopping

Cards that publish an online-shopping category or have a product name tied to shopping; check the rate and cap before using one.

Open list 07

For supermarkets

Cards that name supermarkets as a published cashback category, with caps and minimum spend shown where available.

Open list 08

For restaurants

Cards that publish a restaurant cashback rate, with monthly caps and minimum spend shown where available.

Open list 09

For a car purchase

Reward cards from the large-purchase comparison list, with current fees and earn rates available for review.

Open list
Amwal matcher

Start with your preferences,
not a bank name.

Fees, travel, and international spending become several ranked options. The result is a review list, not a promise of approval.

01 / 03

What do you want to earn most?

Quick suggestion to reviewSignatureHighest published rate 5% — Check categories and cap
Amwal Guide

Know before you choose.

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Content built from comparison data

From fees to cashback: Amwal Guide explains what the numbers mean before you decide.

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