Card guide

Credit cards in Saudi Arabia

Compare annual and issuance fees, foreign-transaction rates, and published credit-card benefits.

68 cardsThe top rate depends on category and capLounge-network size is not free visits
Amwal catalogue

Compare the fields that change the decision.

Choose a type, then check fees, categories, caps, and access terms before comparing.

All cardsCredit cardsCashbackMiles and AlFursanCurrenciesDigital walletsBusiness
68 cards match your choices
Riyadh BankMastercard

Mastercard World Islamic

Highest published rate2.5%Not for every purchase
Annual fee862.5 SAR
Base local cashback2%
Highest published rate2.5%
Bank AlBiladMastercard

Tamkeen plus signature credit card

Highest published rate2.15%Not for every purchase
Annual fee345 SAR
Base local cashback1.65%
Highest published rate2.15%
Bank AlBiladMastercard

Tamkeen plus infinite

Highest published rate2.15%Not for every purchase
Annual fee575 SAR
Base local cashback1.65%
Highest published rate2.15%
Saudi Investment BankVisa

Visa Infinite

Highest published rate2%Not for every purchase
Annual fee800 SAR
Base local cashback1%
Highest published rate2%
Banque Saudi FransiVisa

VISA Signature

Highest published rate2%Not for every purchase
Annual fee862.5 SAR
Base local cashback1%
Highest published rate2%
Banque Saudi FransiVisa

VISA Infinite

Highest published rate2%Not for every purchase
Annual fee1,150 SAR
Base local cashback1.5%
Highest published rate2%
Saudi National BankMastercard

MasterCard World

Highest published rate2%Not for every purchase
Annual fee1,150 SAR
Base local cashback1.6%
Highest published rate2%
Saudi National BankMastercard

MasterCard World Elite

Highest published rate2%Not for every purchase
Annual fee2,300 SAR
Base local cashback1.6%
Highest published rate2%
Banque Saudi FransiMastercard

MasterCard World Elite

Highest published rate2%Not for every purchase
Annual fee3,450 SAR
Base local cashback1.5%
Highest published rate2%
Saudi Investment BankVisa

Visa Signature

Highest published rate1.8%Not for every purchase
Annual fee500 SAR
Base local cashback0.8%
Highest published rate1.8%
Arab National BankMastercard

Visa Signature

Highest published rate1.75%Not for every purchase
Annual fee517.5 SAR
Base local cashback1.05%
Highest published rate1.75%
Arab National BankMastercard

Visa Infinite

Highest published rate1.75%Not for every purchase
Annual fee977.5 SAR
Base local cashback1.4%
Highest published rate1.75%
Saudi National BankMastercard

MasterCard Platinum

Highest published rate1.6%Not for every purchase
Annual fee690 SAR
Base local cashback1.2%
Highest published rate1.6%
Bank AlJazeeraVisa

Ajwaa Signature

Highest published rate1.5%Not for every purchase
Annual fee1,035 SAR
Base local cashback1.5%
Highest published rate1.5%
Bank AlJazeeraVisa

Ajwaa Infinite

Highest published rate1.5%Not for every purchase
Annual fee1,725 SAR
Base local cashback1.5%
Highest published rate1.5%
Banque Saudi FransiVisa

VISA Platinum

Highest published rate1.5%Not for every purchase
Annual fee460 SAR
Base local cashback1%
Highest published rate1.5%
Arab National BankMastercard

Visa Platinum

Highest published rate1.4%Not for every purchase
Annual fee345 SAR
Base local cashback1.05%
Highest published rate1.4%
Arab National BankMastercard

Platinum Mastercard

Highest published rate1.4%Not for every purchase
Annual fee402.5 SAR
Base local cashback1.05%
Highest published rate1.4%
Bank AlBiladMastercard

Tamkeen plus platinum

Highest published rate1.33%Not for every purchase
Annual fee287.5 SAR
Base local cashback1.17%
Highest published rate1.33%
Bank AlJazeeraVisa

Ajwaa Platinum

Highest published rate1.25%Not for every purchase
Annual fee575 SAR
Base local cashback1.25%
Highest published rate1.25%
SABMastercard

Premier MasterCard Credit Card

Highest published rate1.23%Not for every purchase
Annual feeFree
Base local cashback1.05%
Highest published rate1.23%
SABMastercard

WORLD Mastercard Credit Card

Highest published rate1.23%Not for every purchase
Annual fee1,322.5 SAR
Base local cashback1.05%
Highest published rate1.23%
Saudi National BankMastercard

MasterCard Titanium

Highest published rate1.2%Not for every purchase
Annual fee460 SAR
Base local cashback0.8%
Highest published rate1.2%
Alinma bankMastercard

Visa Signature

Highest published rate1.19%Not for every purchase
Annual fee287.5 SAR
Base local cashback0.85%
Highest published rate1.19%
Alinma bankMastercard

Visa Infinite

Highest published rate1.19%Not for every purchase
Annual fee345 SAR
Base local cashback1.02%
Highest published rate1.19%
Bank AlBiladMastercard

Tamkeen plus classic

Highest published rate1.16%Not for every purchase
Annual fee115 SAR
Base local cashback0.83%
Highest published rate1.16%
SABMastercard

Visa Signature Credit

Highest published rate1.05%Not for every purchase
Annual fee546.25 SAR
Base local cashback0.7%
Highest published rate1.05%
Arab National BankMastercard

Titanium Mastercard

Highest published rate1.05%Not for every purchase
Annual fee230 SAR
Base local cashback0.7%
Highest published rate1.05%
Arab National BankMastercard

Visa Classic

Highest published rate1.05%Not for every purchase
Annual fee230 SAR
Base local cashback0.7%
Highest published rate1.05%
Alinma bankMastercard

Visa Platinum

Highest published rate1.02%Not for every purchase
Annual fee115 SAR
Base local cashback0.68%
Highest published rate1.02%
Al Rajhi BankMastercard

Visa Infinite Charge

Highest published rate1%Not for every purchase
Annual fee368 SAR
Base local cashback0.6%
Highest published rate1%
Bank AlBiladMastercard

Visa Signature

Highest published rate1%Not for every purchase
Annual fee517.5 SAR
Base local cashback1%
Highest published rate1%
Bank AlBiladMastercard

Visa Infinite

Highest published rate1%Not for every purchase
Annual fee575 SAR
Base local cashback1%
Highest published rate1%
Emirates NBDVisa

Visa Infinite

Highest published rate1%Not for every purchase
Annual fee805 SAR
Base local cashback1%
Highest published rate1%
Al Rajhi BankMastercard

Visa Signature

Highest published rate1%Not for every purchase
Annual fee908.5 SAR
Base local cashback0.6%
Highest published rate1%
Al Rajhi BankMastercard

Visa Infinite

Highest published rate1%Not for every purchase
Annual fee1,138.5 SAR
Base local cashback0.6%
Highest published rate1%
Bank AlJazeeraVisa

Visa Infinite

Highest published rate1%Not for every purchase
Annual fee1,150 SAR
Base local cashback1%
Highest published rate1%
Bank AlJazeeraMastercard

MasterCard World Elite

Highest published rate1%Not for every purchase
Annual fee1,725 SAR
Base local cashback1%
Highest published rate1%
Bank AlJazeeraVisa

Visa Ajwa Plus

Highest published rate1%Not for every purchase
Annual fee230 SAR
Base local cashback0.75%
Highest published rate1%
Saudi Investment BankVisa

Visa Platinum

Highest published rate1%Not for every purchase
Annual fee300 SAR
Base local cashback0.6%
Highest published rate1%
Bank AlJazeeraVisa

Visa Platinum

Highest published rate1%Not for every purchase
Annual fee345 SAR
Base local cashback1%
Highest published rate1%
Emirates NBDMastercard

Visa Platinum

Highest published rate1%Not for every purchase
Annual fee345 SAR
Base local cashback1%
Highest published rate1%
Bank AlJazeeraMastercard

MasterCard AlJazira Platinum

Highest published rate1%Not for every purchase
Annual fee230 SAR
Base local cashback1%
Highest published rate1%
Bank AlJazeeraVisa

AlJazira Classic

Highest published rate1%Not for every purchase
Annual fee172.5 SAR
Base local cashback1%
Highest published rate1%
Alinma bankMastercard

Infinite Charge

Highest published rate0.95%Not for every purchase
Annual fee230 SAR
Base local cashback0.71%
Highest published rate0.95%
SABMastercard

Platinum Mastercard Credit Card

Highest published rate0.88%Not for every purchase
Annual fee460 SAR
Base local cashback0.7%
Highest published rate0.88%
Al Rajhi BankMastercard

Visa Platinum Charge

Highest published rate0.8%Not for every purchase
Annual fee368 SAR
Base local cashback0.2%
Highest published rate0.8%
Al Rajhi BankMastercard

Visa Platinum

Highest published rate0.8%Not for every purchase
Annual fee563.5 SAR
Base local cashback0.2%
Highest published rate0.8%
Alinma bankMastercard

Signature Charge

Highest published rate0.71%Not for every purchase
Annual fee230 SAR
Base local cashback0.47%
Highest published rate0.71%
SABMastercard

Visa Platinum Credit

Highest published rate0.7%Not for every purchase
Annual fee460 SAR
Base local cashback0.53%
Highest published rate0.7%
Bank AlBiladMastercard

Visa Platinum

Highest published rate0.5%Not for every purchase
Annual fee460 SAR
Base local cashback0.5%
Highest published rate0.5%
Alinma bankMastercard

Platinum Charge

Highest published rate0.47%Not for every purchase
Annual fee230 SAR
Base local cashback0.24%
Highest published rate0.47%
Bank AlBiladMastercard

Silver

Highest published rate0.33%Not for every purchase
Annual fee230 SAR
Base local cashback0.33%
Highest published rate0.33%
AmexAmerican Express

American Express Platinum

Lounge network size1,300Not the number of free visits
Annual fee4,312.5 SAR
Base local cashback—
Lounge network1,300 lounges
meem | Gulf International BankVisa

Visa Signature

Lounge network size1,100Not the number of free visits
Annual fee500 SAR
Base local cashback—
Lounge network1,100 lounges
Riyadh BankVisa

Visa Signature Islamic

Lounge network size1,100Not the number of free visits
Annual fee575 SAR
Base local cashback—
Lounge network1,100 lounges
meem | Gulf International BankVisa

Visa Infinite

Lounge network size1,100Not the number of free visits
Annual fee750 SAR
Base local cashback—
Lounge network1,100 lounges
Riyadh BankMastercard

Mastercard World Elite Islamic

Lounge network size1,100Not the number of free visits
Annual fee1,725 SAR
Base local cashback—
Lounge network1,100 lounges
meem | Gulf International BankVisa

Visa Platinum

Lounge network size25Not the number of free visits
Annual fee350 SAR
Base local cashback—
Lounge network25 lounges
meem | Gulf International BankVisa

MRSOOL Credit Card

Lounge network size25Not the number of free visits
Annual fee350 SAR
Base local cashback—
Lounge network25 lounges
Riyadh BankVisa

Visa Platinum Islamic

Lounge network size25Not the number of free visits
Annual fee448.5 SAR
Base local cashback—
Lounge network25 lounges
Riyadh BankMastercard

Mastercard Platinum Islamic

Lounge network size25Not the number of free visits
Annual fee448.5 SAR
Base local cashback—
Lounge network25 lounges
Riyadh BankMastercard

Titanium Islamic

Lounge network size10Not the number of free visits
Annual fee333.5 SAR
Base local cashback—
Lounge network10 lounges
Al Rajhi BankMastercard

Hosting the World Cup 2034 Card

Annual fee115 SARCheck issuer terms
Annual fee115 SAR
Base local cashback—
Lounge network—
Saudi Investment BankVisa

EASYSHOPPING Card

Annual fee115 SARCheck issuer terms
Annual fee115 SAR
Base local cashback—
Lounge network—
AmexAmerican Express

The American Express Blue

Annual fee230 SARCheck issuer terms
Annual fee230 SAR
Base local cashback—
Lounge network—
AmexAmerican Express

The American Express Green

Sign-up bonus15,000 Membership Rewards pointsOffer terms apply
Annual fee647 SAR
Base local cashback—
Lounge network—
AmexAmerican Express

The American Express Gold

Sign-up bonus20,000 Membership Rewards pointsOffer terms apply
Annual fee1,104 SAR
Base local cashback—
Lounge network—
Best by use

Start with a list for a clear reason.

Every list states its ranking rule and limits. There is no permanent winner when fees and offers change.

01

Cashback

A starting list of cashback cards ranked by the highest published rate, then the lowest annual fee. Check categories and caps: the headline rate does not apply to every purchase.

Open list 02

Miles

Compare miles cards by welcome offers, local and international earn rates, and annual fees.

Open list 03

Currencies by destination

Start with cards that support more currencies, then check currency, conversion, and withdrawal fees for your destination.

Open list 04

For travel

Cards that stand out for foreign-transaction fees, airport-lounge networks, supported currencies, or published travel benefits.

Open list 05

For expats

A starting point for expats in Saudi Arabia to compare foreign-transaction fees, international rewards, supported currencies, and annual fees.

Open list 06

For shopping

Cards that publish an online-shopping category or have a product name tied to shopping; check the rate and cap before using one.

Open list 07

For supermarkets

Cards that name supermarkets as a published cashback category, with caps and minimum spend shown where available.

Open list 08

For restaurants

Cards that publish a restaurant cashback rate, with monthly caps and minimum spend shown where available.

Open list 09

For a car purchase

Reward cards from the large-purchase comparison list, with current fees and earn rates available for review.

Open list
Amwal matcher

Start with your preferences,
not a bank name.

Fees, travel, and international spending become several ranked options. The result is a review list, not a promise of approval.

01 / 03

What do you want to earn most?

Quick suggestion to reviewMastercard World IslamicHighest published rate 2.5% — Check categories and cap
Amwal Guide

Know before you choose.

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Content built from comparison data

From fees to cashback: Amwal Guide explains what the numbers mean before you decide.

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